Pricing
Three tiers.
Matched to your scale.
Estates start free. As they grow, a small percentage of actual collections keeps the platform running — and estates wanting automated, gate-level dues enforcement can opt into Premium.
Your residents pay only their invoiced amount. The platform fee comes out of collected funds — clearly itemised in every settlement. No hidden charges, no add-ons, no per-resident subscriptions.
Platform fee per collection
Tier matches your estate’s scale.
Freemium
0%
Under 50 houses
Standard
2.5%
₦500–₦9,500 per transaction
Premium
7.5%
Smart-gate intro · then 2.5%
Estates pay only on actual collections. Residents pay only their invoiced amount. The platform fee is itemised in every settlement.
Plans
Pricing that matches your estate.
Three tiers reflect how the platform serves estates at different scales — and what we charge to keep delivering that service well.
Freemium
Free while your estate is small
For estates with under 50 houses, using the MyEstates SaaS platform only.
Platform fee per collection
0%
No platform fee while under 50 houses
What you get:
- Full software access — invoicing, payments, audit log, resident transparency, role separation
- Self-service onboarding via Apply
- Best-effort email support
- Standard dashboards for chair, treasurer, and residents
- Auto-promotes to Standard at 50 houses (transparent, never surprise-billed)
Standard
Built for estates at scale
For estates with 50+ houses, using the MyEstates SaaS platform only. More invoices, more residents, more reconciliation — a small percentage of what's actually collected keeps the platform running.
Platform fee per collection
2.5%
₦500 minimum · ₦9,500 maximum per transaction
Everything in Freemium, plus:
- Founder-led onboarding call with the EXCO
- Business-hours email + WhatsApp support
- Monthly financial summary reports
- Quarterly account check-in
Premium
Smart-gate enforced
For estates that want dues enforced automatically, 24/7, at the gate — not chased manually. Integrated hardware deployed with the estate.
Platform fee per collection
7.5%
During smart-gate intro period (~3 years) · drops to 2.5% Standard after
Everything in Standard, plus:
- Smart-gate hardware integrated with dues enforcement
- Automated gate-level access control tied to invoice status
- Multi-session white-glove onboarding (hardware + software)
- Priority same-business-day support response
- Dedicated point-of-contact for chair and treasurer
- Auto-transitions to Standard rate after intro period ends
Why three tiers?
Every estate’s needs are different. A 30-property estate just digitizing its books shouldn’t pay the same way as a 300-property estate running 24/7 automated enforcement at the gate. Tiered pricing reflects that honestly.
Freemium removes the barrier to entry entirely — there’s no reason a small estate shouldn’t be able to try MyEstates for free.
Standard reflects the real value of the software at scale: more properties, more transactions, more reconciliation work being done on your behalf.
Premium reflects something materially different — physical infrastructure, deployed on your premises, doing enforcement work around the clock. The higher rate funds that hardware directly, and stops the moment it’s paid for.
No estate is locked into a higher rate forever. No estate pays for hardware it doesn’t end up owning.
How Smart-Gate Premium pays for itself
The 7.5% Premium rate is not a permanently higher fee. It’s hardware your estate ends up owning, financed through platform-fee credits on actual collections.
1. Upfront commitment — 30%
Your estate pays 30% of the Smart-Gate hardware cost before installation. This is the only upfront amount.
2. 7.5% pays down the rest
From every collection processed through MyEstates afterward, 7.5% is deducted — and every naira of that deduction is credited against the remaining 70% hardware balance.
3. Once it’s paid off, it’s yours
When cumulative deductions equal the outstanding 70%, ownership of the Smart-Gate hardware transfers fully to your estate.
4. The fee drops, permanently
From that point forward, your estate pays the same 2.5% as Standard — for good. You keep the hardware, the enforcement, and the lower rate.
The 7.5% applies only to what’s actually collected. Slower collection periods mean a longer (not larger) path to full hardware ownership. Faster collections mean faster payoff.
Bring clarity to your estate's finances.
Two ways in, depending on who you are.
Estate chair
Apply as an estateResident
Join your estateHave a question first? Contact us.